MON 3Your money
Now global
While traditional banks charge up to 6% and take days, MON 3 delivers in seconds for up to 2%
Our Partners
Our advantages
Why operate with MON 3?
Fast
Your international transfer crosses borders in seconds
Cost Efficient
Save up to 75% compared to traditional banks. No hidden fees, you see everything before confirming
Safe and Reliable
AWS infrastructure, cutting-edge encryption and identity verification. Your money always protected
Send money to 0+ countries
The most efficient way to transfer money between countries
View all countries and currencies
How does it work?
Send money globally with speed, predictability and security
Sign up
Create your account in minutes with secure verification.
New Transfer
Send anywhere
Send money
Choose amount and destination. International settlement in seconds.
Transfer complete!
Your money reached its destination
Done!
Track in real-time and receive instant confirmation.
From invoice to settlement, in seconds.
You issue the invoice. The customer pays however they prefer — Pix, SEPA, ACH or SWIFT. You receive in your local currency, in seconds, with locked FX and a flat 2% fee.
Pay any way, receive in your currency
Pix, SEPA, ACH or SWIFT. The payer chooses; you receive in BRL, USD or EUR.
Locked FX, no surprises
Quote frozen for 5 minutes. What the customer sees on the invoice is what lands in your account.
Settlement in seconds
Automatic confirmation the moment payment lands. Real-time status: draft, sent, paid.
One link, any channel
Share on WhatsApp, email or DM. Opens straight in the app on the customer's phone.
Create my first invoice
Available on the app — download and create in under 2 minutes.
Due in 3 days
Locked FX · 2% fee
Explore our features
Everything you need to move money globally in one place
Regulated · Encrypted · Audited
Ready to get started?
Download the app and make your first international transfer in seconds.
Want to learn more? Talk to our team.