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A maximum of 1.8% of the transfer amount, all-inclusive, end to end. No hidden exchange cost, no intermediary fees. That represents up to 75% savings compared to traditional banks.

We serve over 200 countries. Instant delivery in 16 countries and approximately 1 business day for the rest.

No. MON 3 uses blockchain behind the scenes, but the experience is identical to a bank. You send your local currency, the recipient receives theirs. No crypto wallet knowledge needed, no complications.

Yes. Bank-grade encryption, identity verification (KYC/KYB), two-factor authentication (2FA) and infrastructure with 24/7 monitoring. We operate only with partners that are 100% regulated in every jurisdiction we serve.

The minimum is $20 USD. The maximum depends on each client's profile. For high-volume operations, we offer concierge service with personalized conditions.

Real-time market-based quotes. Before confirming, you see exactly how much the recipient will receive, with the fee already included. The amount on screen is the final amount.