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Frequently Asked Questions

A maximum of 1.8% of the transfer amount, all-inclusive, end to end. No hidden exchange cost, no intermediary fees. That represents up to 75% savings compared to traditional banks.

We serve over 200 countries. Instant delivery in 16 countries and approximately 1 business day for the rest.

No. You send in your currency, the recipient receives in theirs, and the app shows the total cost before you confirm. It is as simple as a bank transfer.

Yes. Bank-grade encryption, identity verification (KYC/KYB), two-factor authentication (2FA) and infrastructure with 24/7 monitoring. We operate only with partners that are 100% regulated in every jurisdiction we serve.

The minimum is $20 USD. The maximum depends on each client's profile. For high-volume operations, we offer concierge service with personalized conditions.

Real-time market-based quotes. Before confirming, you see exactly how much the recipient will receive, with the fee already included. The amount on screen is the final amount.

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MON 3 is a financial technology company that provides technological infrastructure for digital asset and payment services.

MON 3 is not a bank. Any regulated financial services are provided by duly authorized and regulated partners, where applicable. Users are solely responsible for ensuring their own compliance with applicable local laws and regulatory requirements.

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