MON 3 vs Western Union
Compare fees, speed and coverage before you choose. MON 3 shows the final amount before you confirm, with a fee of up to 1.8% and delivery in seconds on instant methods.
- Fee
- up to 1.8%
- Delivery
- seconds to days
- Coverage
- 100+ countries
- Transparency
- final amount upfront
When choosing how to send money abroad, compare three things: the total cost (fee plus conversion), the delivery time and the country coverage. Western Union is a traditional remittance network with physical locations. MON 3 is fully digital: you send and receive in the app, with delivery in seconds on instant methods, a fee of up to 1.8% and no hidden costs.
How to get started with MON 3
Create your account
Free sign-up in minutes, with identity verification.
Compare the total cost
See the rate and the final amount before confirming — no hidden costs.
Send and track
Confirm, pay and track delivery in real time.
Why choose MON 3
Delivery in seconds
Instant methods like PIX, SPEI and PSE deliver in seconds.
Clear cost
A fee of up to 1.8% and the final amount shown before confirming. No hidden costs.
More than 100 countries
Wide coverage, from PIX in Brazil to SWIFT worldwide.
Cost compared
Frequently asked questions
Is MON 3 cheaper than Western Union?
MON 3 charges at most 1.8%, with no hidden costs, and shows the final amount before you confirm. Compare that total with Western Union's fee at the time of sending.
Which is faster?
MON 3 delivers in seconds via instant methods (PIX, SPEI, PSE) and within a few days via SWIFT.
Is MON 3 an alternative to Western Union?
Yes. MON 3 is a digital alternative for sending and receiving money internationally, with more than 100 countries and a fee of up to 1.8%.
Which countries does MON 3 send to?
More than 100 countries, with local methods like PIX (Brazil), SPEI (Mexico) and PSE (Colombia), plus SWIFT worldwide.
Ready to send with MON 3?
