Send money to Japan
In 1 to 3 business days over SWIFT · Zengin — the correspondent banks' timeline, stated up front rather than after. The money arrives in Japanese yen, with a fee of up to 1.8% and the total on screen before you confirm.
- Currency
- Japanese yen (JPY)
- Method
- SWIFT · Zengin
- Delivery
- 1-3 business days
- Fee
- up to 1.8%
To Japan the money travels through correspondent banks, each clearing it on its own business hours — hence the wait in days. MON 3 does not hide that: the timeline and the amount in Japanese yen are shown before you confirm, and the fee does not change afterwards.
MON 3 fee (max 1.8%): − R$18.00
~ ¥30,285.34
Estimated amount · 1 BRL = 30.84 JPY · updated 2026-09-01
The final amount appears in the app before you confirm.
The cost, line by line
What you pay to send money to Japan, and when.
| Item | With MON 3 | What that means |
|---|---|---|
| Fee on the amount sent | Up to 1.8% | Includes the conversion into Japanese yen |
| Rate applied | The live one | On screen, before you confirm |
| When the final amount is known | Before you confirm | If the number does not suit you, do not confirm |
| Time to reach the account | 1 to 3 business days | The correspondent banks' timeline |
| Delivery method | SWIFT · Zengin | The network that delivers in Japan |
The percentage applies to the amount sent. The calculator above uses the live rate and shows how much arrives.
What the recipient needs
A bank account with its international details (IBAN or equivalent) and the bank code. No MON 3 account needed to receive.
How to send to Japan
Create your account
Free sign-up in minutes, with identity verification.
Choose Japan and the amount
See the rate and total cost instantly, before confirming.
Pay and track
Confirm, pay and track delivery to Japan in real time.
Why send to Japan with MON 3
Fast
Delivery in 1 to 3 business days via SWIFT · Zengin.
Affordable
A fee of up to 1.8%, with no hidden costs. You see everything before confirming.
Secure
Bank-grade infrastructure, encryption and identity verification.
Speed compared
Frequently asked questions
How long does it take to send money to Japan?
For Japan, delivery is in 1 to 3 business days via SWIFT · Zengin (1-3 business days).
How much does it cost to send money to Japan?
The fee is at most 1.8%, with no hidden costs. You see the final amount before confirming.
In which currency does the money arrive in Japan?
Your amount is converted and delivered in Japanese yen (JPY), the local currency of Japan.
Is it safe to send money to Japan with MON 3?
Yes. MON 3 uses bank-grade infrastructure, strong encryption and identity verification on every transfer.
How soon does the money arrive in Japan?
One to three business days. The leg into Japan passes through correspondent banks, each clearing it on its own business hours. The window is shown before you confirm, not after.
Does the recipient need a MON 3 account?
A bank account with its international details (IBAN or equivalent) and the bank code. No MON 3 account needed to receive.
How do I know how much arrives in Japanese yen before sending?
The calculator on this page uses the live rate. When you actually send, the amount is locked and held through confirmation, so the number you see is the number that arrives.
Who is MON 3?
MON 3 is Montres Global LTDA, founded in 2025 and an official Circle partner. Custody and transfer of the money are carried out by licensed financial institutions in each country — MON 3 arranges the operation and locks the price with you.
Ready to send money to Japan?
